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Business Insurance
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Do you know if these three key areas are adequately covered?
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Property coverage
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Liability
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Business interruption
We offer:
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Ultrapack (Business Owners Policy)
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Ultraflex (Flexible Commercial Policy)
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Ultrasure for Property Owners
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Fivestar Contractors
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Commercial Auto
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Garage/Auto
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Business Catastrophe Liability
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Workers Compensation
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Ultrasure for Landlords
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Bonds
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Employment Practices Liability Insurance
PROPERTY COVERAGE
Property coverage is often divided into two parts in a business policy:
Fixed Property (buildings, fixtures, etc.)
Contents (equipment, inventory, etc.)
or it can be a combined single limit.
The ways that your property can be covered are:
"All Risk" or "Specified Peril."
LIABILITY COVERAGE
Liability coverage generally protects you from claims that arise out of
harm your business (including employees) cause another.
Key questions:
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Do you operate
off-site?
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Serve alcoholic
beverages at functions?
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Sell products that
could cause harm?
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Do you or your
employees operate personal vehicles at anytime in the course of
doing business?
BUSINESS INTERRUPTION
What happens if your business is shut down? Who will pay the bills? Will
you be able to resume when everything is back to normal?
This coverage is often overlooked.
It shouldn't be.
Ask us to review what you currently have and we can work with you to
make sure you are adequately protected! |